Back after about 1 week away. Not sure if this was covered, but I’m sure there are players that payed money just for some items.
BiS which are/became Fate locked: Epicurean War-Helm , Feducci’s Lance, Semi-Automated Mary Lloyd which will probably cost Fate now, Corinthian Belfry Hat and other Shadowy hats, Thoroughly Cowed Pony and/or Ratwork Velocipede (transport which is attached to a poor story; people bought it for this) and the Private Debating Lessons with the Jovial Contrarian.
Now the Hallowmas rats and Laconic Prodigy are now required instead of the Ministers.